I lived in it for a year and loved the location.

I’d love to hear your thoughts!

So I'd love for my market to cool off a bit!

Would love to hear thoughts from others who have been in a similar situation!

Here are some financing options to consider:HELOC or Cash-Out Refi on Another Property – If you or your mom have equity elsewhere, this could be a more flexible and lower-interest option.Business Line of Credit – Since the property is in an LLC, you might qualify for a business LOC, which could cover construction costs.Private Money Lender – If you’re okay with 12-15% rates, a private lender could fund this as a short-term loan, especially if the guesthouse will generate strong income.Construction Loan – Some lenders offer short-term construction financing, which converts to a longer-term mortgage once completed.Seller/Partner Financing – Bringing in an investor or structuring a joint venture with someone willing to fund the build in exchange for a share of the income.Credit Card Stacking or Unsecured Business Loans – Riskier but could work if you need to bridge a gap until the unit starts cash flowing.Would love to hear more details—especially your timeline and expected rental income.

I do not but love the area!!

Feel free to share your goals or ask any questions, everyone here loves to help and exchange ideas! 

Would love to see what you get!

Hi Jenny, I would love to connect.  

If you’re looking to refinance sooner, I’d love to help you.