It’s better to have less rooms and to have them large enough to comfortably fit a queen bed.

If the only MFH options you're finding are in areas you're not comfortable with, it might be worth focusing on a duplex in a better neighborhood.Saving up for a larger property later is a valid approach too, but keep in mind that real estate tends to appreciate over time, and waiting might make it harder to enter the market later.

I appreciate you chiming in, I may be overstepping my comfort zone with Sheboygan for now! 

If so, you may have less risk if you are comfortable with getting it rented / the MTR numbers.

How much can you budget for furnishings and all kitchen items and creature comforts for the ones you want to MTR.If you have a vacant 6-unit, you have great possibilities to try all strategies.

You can grow that account to what ever you are comfortable with.  

Get out of your comfort zone.

Get out of your comfort zone.

You don’t have a large enough portfolio of houses for a lender to feel comfortable without a personal guarantee. 

There is no such absolute rule or mandate for REI - it is up to you on your comfort level with your cash flow versus total investment versus appreciation potential.If I followed that rule, I would have missed out on a LOT of great opportunities over the years.We bought a house in Jones Valley in 2017 with negative cash flow - why?