He even did some corresponding with the loan officer to ensure everything was going to close without a snag. did he go to the home inspection with you.. did he meet the appraiser at the property ?? 

Water, sewer, electric, gas, internet you name it is charged to the corresponding card. 

Realizing there are a lot of factors that play into this equation... but if the right location, It appears to me that townhomes are generally cheaper in relation to the corresponding houses in their same area.