What they want to see is someone who has demonstrated a good work ethic, has the ability to learn, has had demands placed on them and finished what they set out to do. 

Any QI with a national footprint and demonstrated experience can help you out.  

@Edward StephensCongratulations and clearly you have demonstrated the ability to take action.

You need to present yourself as problem solver and demonstrate that you sincerely want to help them.

I mean I get that a pre approval will demonstrate my seriousness and how much I can qualify for that's it's.

It comes from a JD/CPA (Mark Kohler) and is based on how "rich" legislators safeguard their own assets and legacies as demonstrated by case law. 

And 50% have been to court.TakeawayThe statistics we listed for each state demonstrate that landlords in these states aremaking the right decisions to keep their tenants happy, and ultimately, drive higher profits.The decision to follow laws, provide ample notice of entry, and change locks help these landlords save money down the road by avoiding costly legal battles and keeping their rental business in good shape.Our statistics reveal that great landlords do the following: Communicate effectivelyKeep their tenants safeWork with tenants to make the rental experience positiveMake practical business decisionsBeyond determining which states have rockstar landlords, we also determined a few other interesting facts.

That demonstrates he's an unreliable person who doesn't do what he said he'll do, so we didn't even waste our time with him.  

They're also the ones selling the insurance and I'd rather not throw money at them if I don't have to.Jon's hypothetical scenario is the first time I've heard a scenario that demonstrates any value of the lender's policy vs the owner's policy in our case.

It will demonstrate the benefits I alluded to aboveWhy the Wealthy Put Their Money Into Multifamily & Commercial Real EstateAnd here is an article I wrote on why I like properly structured debt on real estate investments.