Prior to June 2013 this may have been the case, nowadays the number I hear from my lender is 11 years of PMI if you put 10% down when you purchased, otherwise the PMI will stick with the loan until it is paid off (refinance or paid full).

These clauses are contained, in all Promissory Notes nowadays.

I hand wrote each card and underlined all the buzz words: cash offer, as-is, 30 days or less etc.

Now adays if they do not have a good business  model it will come out in some social media format.

We are pretty set on JAX, however we can't help but feel like we are missing out by not capitalizing on our contacts and local knowledge of Metro Detroit with all the buzz surrounding the Midwest.

I recommend you have an agent check it for you so you don't need to pay the extra expenses for being an agent.Plus, the MLS is pretty dry nowadays.

If they are in your market I'd suggest giving them a buzz Good Luck! 

If you have any questions on the Trenton Market feel free to PM me or give me a buzz!

Given that interest rates are super low nowadays I would assume that the overall note would be lower if you were to refinance.

There are many programs out there nowadays that will allow you to go at your own pace.