@Joe Gore   Not likely  unless its high end stuff at the other end of the spectrum  where it makes no sense to buy it from an asset manager when you just wait for it to be listed and all the hair is off it then you negotiate for the buy..

Find you a mentor (grey hair person) who will dump all his/her knowledge for the cost of a cup of coffee.  

My opinion the differences in money one with your amount of cash on hand would make in choosing one market over the other is splitting hairs.

I'm just curious if there's any advice that might slow down the gray hairs I've started to get from this messed up situation.   

Same, 5% ish tops with some hair in it. 3.5-4% for A class.Imagine if these cap rates were advertised for what they are - return on investment. 

I like to let my accountant handle all that otherwise I'd have a head full of gray hairs.

Then I set my prices just a hair lower for a while, you can always raise them later once you've tested the market.I wouldn't trust anyone else's analysis personally.

I'd probably go 550, or a hair lower, for credit score.  

Just think how many gallons of water go through your hair in the shower to get all the soap out, same thing. 

Some licensing is probably somewhat inconsequential; if an unlicensed barber cuts your hair, you probably just end up with a bad haircut.