Other times of the year - if you find out your tenant is recovering from a surgery, have a flower delivery service drop off a $30 "get well" flowers - just did that one this week.

All this talk on here about using other people’s money and creative financing and clever tactics....and when I comes to it you’re scared of a plastic card ??

It's not just free education or scammy MLM pyramid as some of you like to label - so you'd go to a surgeon who learned surgery for free?

The newer ones are plastic or concrete.

., Berry Plastics and Allison transmission to name a few.

But I never liked "work like crazy and drive a Flintstones car and reuse plastic bags until you have $2M, and then put the entire $2M into stocks and hope for the best."

Most things are turning to "plastics" these days.

I found the area way too plastic and prefab for my tastes so I moved to the bucolic and pristine PNW.  15 years on we are now experiencing much of the same thing in Portland as you well know, so I just recently bought a house an hour outside of Portland which I feel is right on the path of string appreciation and temporarily allows me to escape the displaced Bay Area invaders  did you buy out in Yamhill county ???  

One I am providing forbearance as he had surgery this month. 

Again, not rocket surgery, but where having a knowledgeable guide is imperative.The bottom line is that you get full control and flexibility.