Hi HaileyBeware of property rights in Thailand and currency fluctuations among many other things ..... 

Indianapolis is great because of the affordable to almost all range of homeowners and the market prices do not fluctuate dramatically like they do in CA.

As far as home prices, I defer to the realtors in this group who have a better handle on market fluctuations.

Price are fluctuating fast and I want to keep all options open (Buy, Sell, release).   

Investments are not fixed or expected, they fluctuate.

Also, because you mention you are in the 'education phase, consider that if your tenants will be lower/middle income - covering heat can be one way to minimize seasonal issues with delinquent rent payments - because it can be hard for people on restricted income to manage seasonal, fluctuating payments. 

No fluctuation like you have in the stock market.

The low quality rentals can really fluctuate a bunch from 25%-50% for singles (you're buying in the 20-30k range) and 25% for multi.

Also it a fluctuating industry so I think real estate would be a good bet for cushioning when I eventually get laid off.

This results in $24,500 + Down ($10-20k) = $34,500 - $44,500 for Year 1.Years 2-5 show an increase in profit and net earnings, considering I reinvest.My first thought is: After Year 1, instead of earning profit, I would actually be losing money ($50k investment / $34,500 - $44,500 Net).I understand the market fluctuates, as do decisions involving buyers, sellers, investors, etc so I assume some risk involved.