@Johnny Lujan did you get your 1st flip completed using money from your HELOC and CC to complete the flip?  

I was able to rack up the necessary cc debt to cover everything, including rehabbing the bad property and selling it into a strong market.

We offer 4 different payment methods to our tenants: Online ACH via our PM software (no charge) Deposit @ our bank ($3 charge) Credit Card ($5 + cc fees) Mail ($10 charge)Notice we charge a fee for the less desirable options to encourage the behavior we want:)

Quote from @Brian C.: Wondering where "50% of the Colorado river water supply goes to LA' came from? 

School loans aren’t bad to have, like CC debt.

When I have to do a roof, I arrange it with the contractor such that I buy the materials and pay for them over 6-12 months at 0% interest on a store CC then the contractor gets paid after the job is done. 

@ Sanjeev vijI don't have MFH, but a good friend has 77 units in C/C- locations...

One in Milpitas one in Palo Alto one up at Silverado CC in Napa and one in Portland Oregon... it works pretty darn well. and especially starting out I could no way have made that kind of money on rentals no way.

Census Bureau)#12 nation’s best-performing city (Milken Institute, 2013)The city is visited by more than 28 million tourists per year (City-Data.com)Home to 5 of Fortune 500 companies: Valero Energy, Tesoro Petroleum Corp, USAA, NuStar Energy and CC Media Holdings (CNN)#3 on Forbes’ Where to Invest In Housing In 2016 (Forbes)

Being an IT guy, it may make more sense to look into Quickbooks Online, where you can consolidate bank and cc statements, PM statements, & Mortgage statements.