My partner and I have exhausted our lists that we have already pulled and are looking to skip trace some new lists this week.

In old houses I market new windows and exhaust fans because many older houses don't have them.  

For example, If the umbrella policy requires that you have a liability coverage with a $300,000 limit on your Homeowners policy, the Umbrella would start paying after the Homeowners Liability is exhausted in a claim. 

What I’ve found is that I usually do so much research in looking for properties that I would exhaust your regular realtor.

It does get exhausting to be peppered with the same new investor questions over and over though.

My understanding is that hte umbrella policy is supposed to kick in after the underlying policy is exhausted. 

During Grahm's era most individuals didn't know how to value companies; as a result, the people who knew how to read financial statements were rewarded with uncommon profits (Reference to a book).4) RE investors should have cash reserves to withstand 3-6 months of mtg payments.

Try and get your answer from someone with standing not a clerk that started last week.

They said they would: 1)take out the old tiles around the shower walls, 2)replace the floor shower tiles which are currently uneven and result in water pooling in the corners, 3) and replace the damp drywall behind the tiles on the walls, waterproofing it, and treating any mold before reinstalling high quality acrylic tile boards instead of tilingWe would like them to also add an exhaust to the bathroom that will vent out to the roof but they said they can't do that since they are not licensed in that area.

In this case, there is no way out for you unless you are going to bring cash to the closing table or foreclosure, which are all not particularly attractive options.A big part of being recession proof IMO is having the humility to admit that you don't know with certainty how things could play out, and as a result learning to think in percentages of probable outcomes rather than black and white in binary outcomes to allow yourself the margin of safety and multiple exit strategies needed to withstand an unsure future.