I have lenders that I can point you to that would likely be able to give you a better product that will pay off that primary residence loan, or restructure it into one that doesn't take so much long term value out of your equity.

Curious if anyone has done that since land loans aren't great terms.

The fact that you evaluated whether to sell or do a cash-out refi shows you’re playing a long game and keeping your options open.

I'm considering making an offer on a property that is listed as a 2 bedroom 1.5 bath as a long term buy and hold property to add to my portfolio. 

The combination of Germany's stable economy, well-regulated property market, relatively low interest rates, and the opportunity for long-term capital appreciation make it a compelling choice for U.S.

Technology makes long distance investing possible, but it's still easier and less risky to do it close to home. 

My career has been centered around helping businesses scale through strategic sales initiatives, but I’m now channeling that same drive into real estate investing to build long-term wealth.My wife and I are in our early 40s, both work full-time, and are raising four amazing kids.

Congrats on owning your first home in North Port, FL and looking to take that next step into long-term rental investing.

If not, at least make sure that you get a term sheet.

The benefit of this is that you are not paying Hard Money rates so in long term there is a lot of savings going this route.