This is important because even though they do not and cannot control the long-term bonds what the FED Funds rate does affect dramatically is interest rates on things like CC and HELOCs.

So many people on here ***** about the government getting in their way when it comes to RE.... but when the government actually removes restrictions and it negatively effects them directly.... by blocking their ocean view.... then they want to ***** about that also.And the Buffs suck and CC is going to roll over them on every level...at every sport.... this year....

I know the fitness center,, I lived at Silverado CC so I golfed 130 rounds a year and played a little tennis..

My buildings were built in mid 70's and asset class is a c/c+

I will miss it.i have two tenants that like to pay with a CC and add fees to their payment. with chase, it's $25 charge per month to accept credit cards. with costco - same thing. paypal - same thing. the min monthly charge is way more than it's worth at this point.Intuit was great because i just had to click a button within the account to start accepting CC..i have not been able to find a provider where they can process 2-3 payments per month with a flat 3% fee. i have not looked that hard, but i understand why it would not be worth it to them to offer it for single payments.so i dont think i can tell people "i accept credit cards" for rent payments in the future. 

I don't play with cash back, rewards, points, miles or cc's at all.

Measure cash-on-cash and you've got you eyes on the single indicator of what you money is doing for you.Both c/c & c/r start with NOI and you tune (or manage) it by a) avoiding expenses with due diligence and b) buying right (good price in good neighorhood), c) marketing right (at or just below FMV rents) and d) screening applicants well.

and it could leap frog you.now those that go into CC debt for 40k or more and have no real business experience they are taking huge risks. 

I’m in the process of selling a few units to wipe out all my stupid debt CC vehicle and lines of credit and to get my reserves where I need them.

In my personal life we avoid debt at all costs and have a paid off primary residence, don’t use CC’s etc.