They go to their CC and issue a chargeback.Month passes, I get notification from VRBO that I won and the money was issued back to me.A Week later, I get another notification from VRBO that they issued a second chargeback(How is this possible?)

Write a letter to her the demand she pay him back by 5:00 PM tomorrow, if she balks at all call her broker and 'cc him/her on an email. 

I only have $27k left on HELOC and was having to put the remaining $51 on CC and Home Depot Loan. 

A lot of times big box stores (Home Depot, Lowes) will give favorable financing like no interest or payments for 12 months.If you can get access to credit and/or pay a licensed contractor with a cc, you could use a land trust where you and grandma are beneficiaries of the Yucca Valley Studio Trust which, essentially, names you both on title.

That is one of the big things hotels offer, branded CC, points, upgrades, etc.

Debit cards are batch processed at night and the fees are less.Services like eRentPayment charge $3, but they do not accept CC either.I don't think there are any reasonable services to pay rent with a CC due to the fees.Wish I could pay my mortgages with a CC.

He/she could just write a letter to your servicer and cc the director of the FHA. 

What does "CC" stand for?

Thanks @Theresa Harris sorry for the confusion, I was referring to the general CC debit that they were mentioning that could lead to some issues.

But as we know when folks get into CC debt or spend funds they really don't have it can be pretty hard for them to recover.