PG county has more off market deals, and more as you get closer to Baltimore.

They also get PG rated calendar with scantily clad women doing construction work. 

@EricH I'm from Baltimore, but I've been living in working in PG County for a decade now.

We are about 8 months into this field and this will be our first project. We have a wholesale deal under contract, hoping to close in the next 10 days.

The property is located in Landover, Prince George County, Mary...

pg=1

Beyond this, most HMLs require a PG (personal guarantee).

Quote from @Michael Morrongiello: That is also my understanding as wellThe junior 2nd lien gets wiped out it gets  wiped out from that property but the debt remains with teh borrower.. although unless its a commerical deal with a PG rarely do banks go after the borrower just based on the note. 

The pg 22 reading is interesting.

i made a decision NOT to PG loans and put my personal assets at risk in order to become "an investor".i decided my own road would consist of networking, building a buyer base, building business credit, starting two seperate internet businesses and eventually start purchasing real estate when i and my partners are at a very advantageous position to do so.PGing (personally guaranteeing) loans, either through seller financing, HML, or conventional, was not something i, nor my partners, want to do.

I especially liked how he defined the five energy areas starting on pg 307.