But on BP, there were topics back 9 or so years ago about LOC and HELOC freezes and, in general, the collapse of access to capital.

I got a 3am call when a ceiling collapsed.

And I seriously doubt if there would anything like 2008 collapse - I just don't see it happening anymore, not in my life time - I'm 41

I feel we are one Natural disaster, or Terrorist attack away from the next collapse.

As the tenants moved in and more water went through the line the wood started to rot out and the ground got softer from all the leaking water making the issue worse quickly until the line collapsed and filled in with dirt.The crew worked quickly, bute very careful to not tear up the water line with the excavator - usually burried right next to sewer.

No harm in consulting with one or two more.I happen to agree that all the eggs in the basket, at our age, is just as scary a proposition as another market correction/collapse as we near retirement.

I am afraid that millions upon millions of people are following this map and when the next stock market collapse occurs, they will be in a world of trouble.  

A big market change, or worse a big change in rental income and it could collapse. 

However, remember that even gigantic companies like the once-untouchable Countrywide proved to be not immune to collapse.

Needless to say the house of cards collapsed and not a single house was built.