Also do not pay partial amounts on old collections or any for that matter.It REFRESHES an old collection to a NEW one as active again which will drop your score dramatically.Instead keep disputing it as not yours and when they stop responding they will probably take it off your credit.If you pay to settle an account and they have reported on your credit only do it with a "payment for deletion" where it is wiped off of your credit report.

I'm confused . . . so you're trying to promote your auction, but you keep deleting the link to it.

Use a standard contract for your area and either sit down with them and delete things that don't apply or use addendums to modify what you agree to.

And a lot more after that.If you happen to post at the same time of day every time, i'd try mixing it up.And delete all old listings.

apperantly i cant delete my own posts. could a mod take care of that please?

Somehow I double posted that last post, so I deleted it.But seriously, if taxes (normally included in a mortgage) are 2k a year then how can someones payment be only 100 a month.

Is there no delete button here lol.

I'll just delete it.

(BP please don't delete my post I really mean what I said, Troy is awesome and he puts together our Charlotte meet ups so we need him!)

Adam has been my general counsel and I have known him for years.I don't know if any of this information is not allowed in this forum but I suppose a moderator will delete as needed.