Due to the distance back and elevation, we use a porta John for the toilet. 

But once you buy it’s like you are getting off the upward moving elevator.

Like @J Scott , I went to Robyn's free 2 hour speech at my local REIA.

I highly recommend the following:The Richest Man in Babylon (a basic primer on saving and investing)The Total Money Makeover (especially if you're in debt)Rich Dad, Poor Dad (for mindset, especially)Money: Master the Game (great for investing basics)The Big Short (to learn insight into how the Wall Street casino really works)I Will Teach You to be RichAnything by Jim Rohn (he has numerous books and there are videos of his speeches on Youtube)Market WizardsI would also recommend all the books published here on BP for real estate knowledgeIf you can make it a habit to read constantly (maybe set a daily goal of even just 30 minutes), I have no doubt it will change your life for the better.

As I do not know if it is truly a cultural misfit with that firm or an isolated incident with that particular PM sales agent or simply normal business practice for this particular sub-market, the issue was elevated to the owner of the firm.

My tenant has now used the “I had to close out my bank account, which is why I the payment didn’t go through” speech for the second time now and I emailed Cozy customer service and asked “Does cozy track when a tenant or landlord change bank accounts?

. -- can help elevate your experience level.  

This is also common and in a housing market with elevated rates and buyers and sellers taking a wait and see approach I would hesitate to be so confident on that number.Any one of the three could cause an issue.Personally, I would not think about flipping as you will owe taxes if not done in a 1031 exchange and in addition to taxes you will have the transaction costs even if you sell the property yourself.You can do a cash-out-refinance to get your money out tax free or get a Home Equity Line of Credit if you want to keep part of your debt with the existing fixed rate mortgage.I guess, in short, I feel it is less risky for a new investor to rent and refinance than to flip into a shifting market.

Features five stories plus a lower level, all connected by an elevator.

Appraisers in the past have been fined and jailed for falsifying numbers, for elevating the appraisal amount.