Hello Everyone,I am asking this question for a friend...They are South African living in Dubai.

What's old African proverb - If you want to go fast go by yourself. 

I will however also be talking to a portfolio lender and last time I spoke to them they wanted a tonne of information, so I reckoned I'd put together a proposal that would answer all their questions.It may sound strange that I'd be talking to a portfolio lender for only my second purchase, but I have a few unique circumstances that make me a little less loved by the major banks - I'm a South African working outside the country and married to a non-South African citizen...probably more than anyone would care to know about me, but I thought I'd clear that up before I get questioned.Anyway, thanks again for the input, I will go with Ken's advice and write something up.

I quickly realized that as a middle-class American, I was a multi-millionaire in the eyes of most Africans.

Marriott just made a huge investment to get a share of the African market there believing there will be a big increase in tourism and the economy.

If an African-American woman doesn't go to college she will have very few employment options most of them earning $7.25 an hour.

The 19124 neighborhood is very economically and ethnically diverse with the highest population being Asian and African American, but recently there has been an influx of Russians.

There is talk heating back up as well about a new housing development being build where Oaknoll Naval Hospital used to be off of the 98th Avenue exit and when that happens......get ready.....The blocks all around me have been african americans and hispanics living there and visiting there for the time I've been there......until two months ago when some women moved into the house at the corner.

Forsyth schools are ranked among the top 5 counties in the state.Demographics: White 86.4%African American 3.3.

East coast your in that market   Do homer or Peking ducks or Chinese/white african geese for ethnic groups   Want the knob.This way you have winters off.