If they report to the credit bureaus it will affect your DTI as your DTI is calculated based on what's on your credit report compared to your income.

We recommend you get management contracts from several PMCs and compare the services they cover and, more importantly, what they each DO NOT cover.

Plus, if a unit is vacant, you lose part of your potential income, which might be more impactful compared to having multiple units in a larger property.Market Limitations: Depending on the Lubbock market, there might be a limited number of duplexes available, which can restrict your options or inflate prices due to high demand.Resale Market: Duplexes might not appreciate as rapidly as single-family homes, depending on the area and market trends.Hope that gets you started, shoot any questions you have my way!

I decided to raise their rent $500/month, even though market rates for comparable apartments in that area are $200-$600 higher than that.

There was 2371 active listings in April 2024 compared to 2039 active listings in March 2024. 1491 Homes sold in April 2024 compared to 1303 sold listings in March 2024.

@Calvin Thomas fully understand the difference.How do you compare the two models?

Even if they meet you half way you’re only going to save $200/mo, compared to a room renter that’s nothing. 

If you have private money available, you should explore those as preferable options due to terms and upfront coasts as compared to HML options. 

When people is asking to compare syndication vs DST it means it's totally newbie question too sorry too say.I would say the DST is more structured like an REIT, it's the Mercedez Benz of Commercial Real Estate.In syndication it's more like Fast-and-Furious drifting car haha, some of the operators really wild wild west, they are running with DSCR 0.6x to succumb investor's money.

Sometimes a Solo 401k can help with this compared to an IRA.