Background: US citizen moving to BC (hopefully permanently)  later this year.

@Alancha Thompson, Are you a US citizen?

We'll be insuring the home with Citizens through Farmers since we have other policies with them.

Traditional banks (like Huntington, Chemical bank, Wells fargo, Chase etc) and many smaller Credit Unions are also quite competitive.That is if you have a good credit score and have a SSN (as a US citizen/resident).For international investors who invest in Detroit there are a few options available.Property value should be a minimum 50K (appraised).If within 6 months of Purchase, then Purchase price will be the appraised value.Minimum Loan amount 200K (can be negotiated if it is within 15-20% variance max)Loan to Value ratio at 65 - 70%Interest Rates from 6.35% (higher the LTV higher the rate)Terms - 30 year (5 year amortisation)Required DSCR - 1.10 - 1.20I have been able to secure this lending for our Int'l Investors

But we are choosing for her not to become a dual citizen again as it makes our tax lives a little easier easierANYWAY. enough drivel would love to hear some thoughts and feed back about investing in Cleveland.

A large percentage of all FL policies are being written with Citizens these days.

Hello good morning, so im not a U.S. citizen and i don't live in the United States this is why im not familiar with the whole process of buying a house.

I initially had citizens insurance approved.

Investing is definitely not just for U.S citizens.

We are Seniors citizens We are on a fixed income can't afford these escalated bills.