The flood waters are getting to higher levels due to development and impervious surfaces like giant malls and giant parking lots. 

@Dick Rosen I did, but wasn't sure which reference was more credible.  

Dick Green/jbrooks, most investors are still on the fence out here.

My only contribution is that I work in a 16 story high rise in a Chicago suburb and every year they give giant poinsettias out to all of the offices. 

No one knows, so take this with a giant grain of salt, but from what I’ve read, it is going to take a long time to fix the housing crisis.

@Dick Stevens In your opinion was is this property worth?

He subdivided the lot and built a compound and a giant ADU (biggest that I have ever seen) on one lot. 

The Cincinnati international airport is actually located in Northern KY and Amazon is currently building a giant distribution center (which they've leased for 99 years) on the airport property.

I was showing a house, and the only bathroom had a giant shower but no tub.

(take out IRS refunds and any other oddities) we can use that to cover your housing payment and other liabilities (hopefully you don't have a large car payment and giant student loans) Or DSCR The rental income that the appraiser says is market rents covers the principle interest tax and insurance (you need enough down payment for this to balance and no income is entered on the application)Either program works if your middle FICO is above 640 with 25% down or 680 up to 10% down but the rate is higher than conventional.