Not looking to pull it out because I think I can do better or scared of collapse, leaving my position for a new field.  

I started lending right before the financial collapse.

Because, during the investigation of the High-rise Condo collapse in FL, one of the factors cited was deferred maintenance. 

The orangeburg is collapsing, it's only a matter of time.  

Should the market turn on an appreciation play and sink the price you're hoping to get at sale, you're likely walking into a market that has little liquidity and collapsing values combined, which makes an exit more difficult and extremely stressful.

Maybe a spouse has betrayed the other in some way and caused the marriage to collapse - and suddenly a family is torn apart.

Let's say the economy does a sudden collapse in 2 years or your market is saturated and you cannot make your payments and you sit there with 27 properties... 

Is it urgent I have to replace that retention wall which may cost thousands of dollars or can wait until that retention wall collapses completely?

Part of the roof collapsed over the kitchen or laundry area I can't see where it came down (roof is shot regardless), fittings from the laundry hookups broke off or burst partially flooding the house, there is mold/mildew from that and the furnace has gone out - woah boy.

Some times missing mortar between the blocks is being reported as a foundation issue, other times everything looks ¨good" but house is about to collapse.