They are currently pushing to ban gas engines, ban gas stoves and give almost $1 trillion to black citizens as reparations (there is even a calculator on the states website so you can see what you might get https://calmatters.org/califor...You can't make this stuff up.So forget any attempts to reason this out with logic....wrong state, wrong time....

So for sure students and seniors citizens are potential renters in the area. 

Such a policy allows a nation to ensure the ability of its citizens to develop their own land but it was frustrating for my family as we were long term residents.

You will need to travel 2-3 times a year to gain traction or work with a solid boot on the ground or start as a passive investor in Syndication or JV.You will also need to get proper legal and accounting advice to determine which entity would be best to own assets in the US if you are an NZ Citizen. 

I was able to get a HELOC on a second home at the jersey shore that is also used as a rental property with Citizens @ Prime -75bp with a further 25bp reduction if you linked the account to a citizens checking account. 

Looking for hard money for outsiders non citizen..If you have an idea or referrals it will be great!

It means I'm non-us citizen nor permanent resident, so I can't open business account with bank like Citi, BOA etc.  

We lived in Florida for 10 years and are US citizens.

We lived in Florida for 10 years and are US citizens.

Being a non-citizen it would likely be best to hire a lawyer to assist you with the paperwork.