To carry out a transaction that is in compliance with or meets those 3 "tests" you will need (as in must have) a good command or knowledge of basic real estate, creative structures are not amateur hour.I take a more advanced approach in Sub-To transactions (not bragging, just fact) that ensures lending compliance in situations where there is more than one loan or where there is more than one beneficiary entitled to principal, interest or payments.

Technomad, most investors are amateurs who think that the key is to buy any house and rent it and wait to make a zillion dollars through appreciation.

Most heirs are looking to get their money out, not carry a note, which is not for amateurs anyway.If there were a few heirs, and one of them had the wherewithal to do it it might be possible, but that would be outside the estate.all cash

This is what separates pros from amateurs.  

Perhaps my questions are going to be amateur and annoying because they are presented everyday, but any advice would be greatly appreciated.Well, I'm currently 25 and living in an apartment.

If you sound like an amateur, you will get treated like one.

And I'd steer away from most of the build-your-own-website services out there because many of them produce cheesy-looking sites that are obviously an amateur job.  

It's not the style we're going for and I think is was done by an amateur.

AP is the tool of last resort. 80% are successful and 20% have been very unsuccessful (and expensive), No place for amateurs.

It also means the "amateurs" have closed up shop. the Ma and pa investors, have put up the "Closed for the Season" sign.If you are a flipper, now is the time to buy, why?