As a dirt poor NY Immigrant that grew up from a 2 year old in the late 60s, living in the Alphabet City neighborhood in Manhattan, my experience by being beat up by virtually every kind of Gang, Hispanic, African Americans, Whites ( Irish and Italian gangs basically), etc.... embedded into me that Race plays both an obvious and subtle role in our City and I'm sure that extends throughout our Nation.

I mean, if the worlds richest person is an african american immigrant, it shows how awesome our system is. 

Hispanics and African heritage.

Someone using their own capital, with an expectation of making a return, must make that happen.There is some poor African country, I can't remember which (and it may not even be in Africa, so if I'm wrong there too forgive me, but that's not the point) has constitutionally mandated housing and healthcare for everyone.  

There are thousands of super intelligent and experienced investors, but the average investor on BP is not that educated nor experienced with real estate and most-likely does not have the ability to make informed decisions well-enough to negate inherent risks they don't even have a clue as to their existence.I was about 65-years old when I was speaking with an elderly African-American woman as she was signing a contract to do business with my company and she mentioned an old-saying I never heard before.

Malik, Hakiem, Tyrone, Jenkins, Jamal or Tamika would most likely be an African American.

I took stagecraft, African drumming, the history of music, and many more just to get "credits" And no, my major did not involve anything that resembles these classes in anyway shape or form.

Hi Bhekizwe,I see you are from Africa,(this is a serious question)Traditional African houses (Huts) would seem to cost very little to construct compared to European type houses of milled lumber.[1] Does anyone build (for example) 100 huts and then rent them out.

Long story short, my husband worked at Dartmouth, 20 years ago--and I swore to never come back...there were no or very very little hair care products for African Americans in Hanover/Lebanon back then...Anyway, I earned my doctorate in psychology, became a licensed clinical psychologist and yearned for wide open spaces and a place to do my art--I now work for a distance learning institution (work from home) and my husband is back working at Dartmouth.  

But I still needed to do further research after I spoke with someone who sounded African (ethnic accent) and Mr Morgan was messaging me at 1a.m. not normal business hours.