Same for counters, but they are a bit more involved and the pricing fluctuates based on the granite.Flooring I would get at HD- I am a big fan of trafficmaster and allure.

Since you are already living in a basement you could easily rent another basement to live in or with your 200K per year income from investments rent a entire home.The markets will fluctuate but assuming you do not spend the full 200K annual income your principal is garanteed to continue to grow.There is no way you should be sitting on all that dead equity and losing ten's, correction, hundreds of thousands a year in income.

Who is willing to share with me their I/E reportsHow does rent fluctuate throughout the calendar year?

So despite fluctuations due to geopolitics, oil can be competitive whereas the LP providers don't overlap as much and have a lock on their service area.But if cleaner burning, more efficient is important to you and if there's a chance that nat gas is coming in I'd it isn't already there, then I'd definitely consider going with nat gas.

But the monthly model definitely shows large fluctuations MoM in cash balance.

As a result, multifamily rents fluctuated less than home prices.The returns on multifamily properties correspond with the asset class and the risk level of the investment.

The risky part is that stocks fluctuate so much.

@Jim BreedloveHi JimTry to get the last 12 months of P&L, so you can see the monthly fluctuations.  

Rates shouldn't fluctuate too much, mainly be on the lookout for extra fees or any upfront costs. 

These fluctuations are more pronounced in Santa Cruz, Santa Clara, Alameda, Contra Costa, and Sonoma Counties.