Are you an agent paying a bird-dog fee to a lender for sending you clients or vice versa?

I don't know how to make this happen but the numbers work well, so I'm looking for creative advice/equity partners/private money/hard money  for how to make this happen, and then when my business sells I can pay back the loan and find financing at that point to continue the rehab.

Also, try to get two or more electrical boxes so the tenants pay their own as well as heating zones.

A couple of things to keep in mind: you mentioned PadSplit.

The in-law suit was rented already and payed half the mortgage.

I'm going to try to post snippets of things I've learned this past year as a way of paying it forward and gratitude for all I've learned and keep learning via this community.

(2) What happens if your rent to own tenant stops paying?

If you pay more, you won't meet your metrics and will probably have negative cashflow and/or equity.You may have to make 10, 20 or even 100 offers to get one accepted at the price that meets your numbers.This is what all investors did BEFORE the Great Real Estate Crash of 2008-2010.

Mind you, both interpretations can be right, even simultaneously.

With that in mind, I would save most, if not all of the cash flow until you have enough to do the renovation.