I know other family members who work a regular JOB.Their mindset is put money in savings in case of a medical illness or rainy day fund.Take 1 or 2 trips a year with vacation and that's all they aspire to be.They look at me and what I do and think "I am lucky" or "I have it good" that I have my own business.They think I sit at home in my office all day and do nothing.They do not realize I am putting in way more hours than they could imagine.I am sacrificing now so that down the road as I get older (36 now) I can take it more easy.Meanwhile many of these (savers) will be working as a greeter at Wal-mart at age 70 and complaining about social security not being enough.I am not going to be one of those statistics.A family member that is 68 has their house paid off,car paid off,and with social security still lives hand to mouth.I try to explain they need to grow that money to stay solvent but FEAR is what grips them from making a move.Whatever everyone believes we know we are born and in a certain amount of time we die.Where we go after that is up to each person to decide.So you do not have time to let FEAR keep you from making rational decisions and not living life.There is risk in everything.Successful people taker calculated risks and on average win more times than they lose.I guess I would be 4 and 5 since I have my own money but also buy property using owner financed deals.

Provide more programs for Start ups.Remove The Cap on Social Security.Provide a "Rational" National Health Care Plan.Change Hiring Practices to make it nearly Impossible for Illegal Emigrants to get Jobs.Drug testing for Welfare.Restructure food stamps to be more like WIC.

This is especially true if you want to live in areas which are considered high-class but where the rent to value ration is absurd.

Maybe your judgement criteria is a bit skewed and you could rethink things in a more rational way?

We have always taken it one property/loan at a time, one concern for us is if we got one loan then tried to get the second the bank may not qualify us based on income to debt rations if it dues not include the $2875 rental income the properties are producing.

I may be in the minority but I avoid scratch and dent for a rational or maybe irrational fear. 

I would need to know the value that particular group provides before I would rationalize that kind of trip.Carolina, my concern is overlooking something or not knowing enough.

Terry your thought seems very rational but when I was going thru this process and went to two different DMV office's and spoke to probably 6-7 different government workers, nobody came up with this solution for me.

I'm able to control the re-sale in calm and rational manner.

Another reality is many of these landlords/property managers don't have data collection (appliance types, maintenance records, etc.) at the level needed to make rational informed decisions.