If you think the rate matters that much, should do some research on some of the rates Trump has paid on various deals in past, would make your head spin.

The smaller banks I met with were able to overcome this, however the larger banks stuck to the Fannie guidelines and I just kept spinning my wheels with them.Although I have not seen anyone do less than 20% EVER, if you are going to try, I would give it a shot with a small bank.Good Luck!

The LOSER must compromise, not the winner.This spin that the TP/GOP must now compromise is a load of crap.

Today, I feel very exhausted and I feel like my mind is spinning.

So nice to hear a positive spin on the mini successes that make up big success in the end.

I keep looking at my spinning rod and my hand starts twitching.

The point is, you don't have the experience for someone with $25,000,000 to be interested in doing anything with you, so you're spinning your wheels.

Even if you find out in 5 years that the plan wasn't perfect, and needs to be changed, having no plan will make you spin your wheels. 

Setting up my marketing system is a real pain and I feel like I'm spinning my wheels.

This thread has interesting comments and good spin-off topics.