It took me awhile to learn this, but with interest rates fluctuating so much it's Did you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?

.- Property Value Fluctuation: If the property value decreases, the buyer might be locked into an overvalued price.Advantages for the Lessor/Seller:- Steady Income Stream: Regular lease payments ensure a steady income.- Higher Sale Price: Sellers can often negotiate a higher sale price compared to a traditional sale.- Attracting Buyers: It opens up the market to buyers who might not qualify for traditional financing.Disadvantages for the Lessor/Seller:- Delayed Sale: The full sale of the property is delayed until the lease term ends.- Maintenance Responsibilities: The seller might still be responsible for major repairs during the lease period.- Market Risk: If the market appreciates significantly, the seller is locked into a predetermined sale price.Regarding whether it's a good strategy for getting started in real estate investing, lease-to-own can be a viable option, especially for those with limited initial capital or for those wanting to enter the market without immediately committing to a mortgage.

I would pay yourself as you would an employee, on a set schedule (many do it on a % of profits so the amounts fluctuate) and do not co-mingle funds or use your business cards for personal expenses.

They understand that there is fluctuation in the market and now there is much less competition.DATE THE RATE!

What we tell people for buying a good investment property in Metro Detroit is have around $30k to allocate towards investing.You can buy a solid nearly rent ready property for roughly around $100k20% down = $20,000Closing and up front costs etc = $6,000Immediate costs/repairs (will fluctuate the most) = $4,000$30,000 generally get's you into a property of this criteria. 

Obviously caution needs to be given in how the note is structured so as to take advantage of the fluctuating interest rates.

This STR market fluctuates in seasonality, but I anticipate on making $70k gross and $20k net.

The market is ever-changing and so, although to me, it seems the adjusting numbers don't fluctuate dramatically, they could change with passing time.Just a few pieces of input I wanted to put out there.Good luck in your ventures.

In Indiana, temperature fluctuations are absurd.

But I personally feel it's not a huge proportion of the cap rate - my guess would be that a much higher proportion of cap rates (a much bigger component of the overall cap rate) is due to the illiquidity of real estate.As far as the fluctuating nature of cap rates from year to year though, I do feel that's mainly due to market supply and demand, since the risk premium and illiquidity premium are basically baked in and don't change; it was just as inconvenient to lock your money up with a long term mortgage/property ten years ago, and just as much hassle to deal with tenants (directly or indirectly, via property management delegation) as it is today.There are lots of Wall Street inspired/funded studies that research these somewhat theoretical questions.