While there are some fair and reasonable lenders, most to me are sharks.

I once decided to put a few quarters in a slot machine, and it paid off.

I want to hear suggestions in urban & rural areas and also besides building a single home family, multi-family or any other type of properties.I'm looking for more options, private parking slots, use it for agriculture, laundry services, sell it or a business in general....

Some of them are sharks who will take advantage of noobs.

I have worked some type of public service my entire career, and my experience is everyone from the shark capitalist to the church-going widow understands their immediate (maybe not long-term) self-interest better than anyone else.

Some sellers are sharks and will eat you alive.

Look at the "Shark Tank".

.) - Hard money lender (don't know much about them.. kind of reminds me of a loan shark)- Know somebody with a bunch of cash- Home equity line of credit- Maybe transfer funds from my 401k to a self directed IRAThanks in advance!

They were on shark tank and sold in Lowes.

You don't want to be stuck in hard money any longer than you have to.I want to emphasize again that the cheapest hard money will not be a hard money lender... it'll be your "hard money battle buddy" that you take turns charging hard money rates/points to back and forth, because the points will be a wash if you ballpark take turns being each other's loan shark when needed.