Quote from @Bruce Yi: I have an applicant with an eviction from 2019.

There is an amount that you can distribute from an IRA account to purchase a personal residence.You then might be able to turn the personal residence into an investment property.Best of luck.

I plan on purchasing the home with an LLC and want to use a DSCR loan.

That's an interesting, but unfortunate & expected sign.  

Your best bet is a property on water and sewer in a non HOA community and either convert the garage to an ADU or Build a separate ADU .

In reality, at the start of an investment you don't know exactly how the investment will perform.

My first property was distressed, cosmetic+ rehab but it qualified for an FHA loan, 5% down.

Selling means giving up an incredibly cheap cost of capital, especially in an appreciating area like 28277.I direct my investors to 28277 all the time for appreciation-focused plays.

This amount is into the 6 figure range meaning that I will need to come out of pocket with an amount greater than my initial investment in the building in the event a major earthquake would destroy the building.

Bookkeeper to do the day to day transactions and an accountant or cpa to do the taxes.