Even though this would also be an equally small loan, banks can't turn those down if your credit is otherwise good because that is considered red-lining which is illegal for owner-occupied loans.

Some of those areas such as South Linden were original redline areas.

South and Southwest sides (follow the Orange line, Green line, and Red line) are much more affordable and just as stable.

At it's core, it's about ensuring that banking services are provided to low income communities - specifically areas that banks "redlined" when no government intervention was involved. 

Yes, I’m biased, but it's my article, so we’re going to check out Tennessee and use tons of semicolons, which my former boss (hi Nick) always redlined.

They live closer to the financial redline so to speak.

These are all points an attorney negotiates by redlining a word doc PSA until a final contract is ready to execute.Another way is to use a boiler plate contract and insert amendments.

People don't Redline anymore, there's no money in it and the penalty for doing is too high and you will also lose your job if you get caught.

Somerville is red hot because of its vicinity to Tufts University and its closeness to the red-line. 2 stops away from Cambridge.

Biden released his housing policy in this paper last February. https://joebiden.com/housing/#... primary goals of the Biden housing plan are stated to be: 1) Addressing the issue of affordable housing and homelessness. 2) Increasing supply, lowering cost, improving quality of new housing through investments in new construction technology and energy efficiency.3) Ending redlining and other discriminatory practices in the housing industry.The most significant specific legislative changes he is planning are: 1) A $15,000 first-time homebuyer tax credit that is advance-able (so it helps with the down payment), not like a normal tax credit that you get the next year.  2) A new renter's tax credit. 3) New money for old Section 8 subsidized housing voucher program and other existing federal rental assistance programs.4) Single-Family Zoning changes/legislation similar to the proposed HOME Act of 2019 to loosen up zoning restrictions and allow for more urban density. 5) Creation of a public credit reporting agency.He does not mention getting rid of 1031 exchanges in his housing plan, but I believe the idea has been brought up in relation to his tax plan (which would only affect those with annual income $400k+).