:-)@Robert Nason@Aaron Z.

If someone isn't ok with x,y,z issues in your application, they are more than likely not going to work with you to solve a common goal.

If you don't want to get an automation hub like Wink or Smart Things, ResortLock is probably your only option, they have WiFi locks that don't need the z-wave automation hub in-between your internet connection and the lock. 

Reg Z, then doesn't apply; but it's extremely important for lenders and brokers of mortgages to have the borrowers state, unequivocally, the intention of the purpose and the use of the proceeds.  

One of my favorite double entendres is when Jay Z said " I'm not a businessman I'm a business, man."

Has anyone used Jay Morrison’s EZ funding program for flips? Or used any type of unsecured funding? No money down I have a great deal I’m looking at just trying to drum up some creative financing ideas.

I pay an accountant and for small amount, it makes no sense for me to start having to pay him to submit tax returns in state x y and z...

@Richard Z. , when you kept the house, it has to be distribution.

Joe signs it, Jaxi doesn't (usually) The mortgage or deed of trust says: "And if I don't meet the agreed terms in the said promissory note, Jaxi can foreclose on my property Y (and maybe property Z as well) and it will be sold to pay the debt, because I'm pledging those properties as security".

Originally posted by Jeff Z:...