Regardless of where there interest rate pricing is on a given day, the ONLY time I send them business is when it's a refi AND it's ok if the refi closes in >90 days. 0% of my purchase business goes to Wells, even on those (rare) occasions where they are trying to buy the market and have the best interest rate pricing. 

For me, $90 is a 'no-brainer' for a WTCC course where I can mingle with other investors and (on occasion) take a course where (when the instructor is an attorney) I can get legal advice/guidance for about $2.50/hr.

I drove through your town tonightFor the prices here and the taxes compared to Massachusetts, the ratios work a lot better here then in the Bay State on many occasions

I require 1st, last and 1 month sec dep. (3 months total) to move in my SFR's, I will on occasion work with people, allowing them to pay the sec dep over a short time period.

On several occasions, I’ve asked listing agents if they would be open to a cash buyer who represented themselves which would help save the seller the commission on the buyers agent.

Anyway, on the rare occasion I turn it off (maybe because I'm expecting a call from someone at the city or a bank that'll come in from a main landline that's not in my contacts) I'll start getting the spam calls.My favorite thing to do:  Tell them "Oh, thanks for calling.  

Mark Mark, No, Lake Erie did not catch on fire, it was the Cuyahoga River in 1969 CLEVELAND HISTORICAL - once you read through the link, you will see the river had caught on fire on 12 other possible occasions, however the 1969 one was the most notable The EPA stepped in and was able to place an action plan to improve the conditions and prohibit the extent of pollution that was in existence.

Another agent from the agency also showed me properties on a prior occasion.

I only remember a couple of occasions.

Their contracts tend to favor the bank, not the buyer.Sometimes you have to deal with squatters.Also, on occasion, the foreclosure wasn't done properly so there are title issues to resolve.So, the trick is coming up with the right offer given the condition and rehab needed and sticking to your guns.