Homeowner's policies often cap liability coverage at $300k or $500k, which isn't enough for a wrongful death or serious injury claim.

I've been operating my business from Europe for a few years because my son has been getting intensive therapy here for some injuries he sustained at birth.  

The apartment owners required tenants with disabilities to have a health care provider fill out a "prescription form" suggesting that he or she might be responsible for property damage or physical injury the assistance animal might cause.

Not to mention the liability to personal injury lawsuits for not doing asbestos properly. 

In my profession (law), personal injury lawyers tend to work on a pure contingency basis.

Otherwise, I'm sorry about your brain injury and I'm glad to hear that things are improving for you.  

To add insult to injury, new construction went into the toilet after the Great Recession. 

Make sure your contractor is fully insured for workplace injuries, liability, etc.

Tech Workers Who Swore Off the Bay Area Are Coming Back - The New York Times (nytimes.com)Insult to injury for naysayers and doomsdayers.

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