To add insult to injury many people move after 5-10 years so they never pay down any significant amount of their mortgage.  

Homeowner's policies often cap liability coverage at $300k or $500k, which isn't enough for a wrongful death or serious injury claim.

I've been operating my business from Europe for a few years because my son has been getting intensive therapy here for some injuries he sustained at birth.  

The apartment owners required tenants with disabilities to have a health care provider fill out a "prescription form" suggesting that he or she might be responsible for property damage or physical injury the assistance animal might cause.

I worry of injuries as I have a re-occurring injury from the academy, so I want to start something to let me get out of this career early and defer the pension.

The plaintiff's and insurance company's attorneys seem to know the drill - which is that the case will be settled for under $20k.Have been told this amount is cheaper for the insurance companies than challenging the plaintiff's claim and going to a jury trial.In our opinion, this just encourages desperate tenants AND personal injury attorneys to file frivolous claims!

Not to mention the liability to personal injury lawsuits for not doing asbestos properly. 

In my profession (law), personal injury lawyers tend to work on a pure contingency basis.

Most likely the state where the property is located is where lawsuits would be brought if they are something for personal injury like a trip and fall or something of that nature because the “cause of action” arose in that state.

Personal Liability: For claims due to Bodily Injury or Property Damage that you becomeLiable for and which is covered under the policy.