I would love to find something that is has value add potential but not looking to full rehab.

Have you tried doin a bank statement HELOC instead of full doc?

When we looked at purchasing a fulling running B&B it was more like 30% with a bunch of criteria we had to meet.Check out this link - https://www.sba.gov/funding-pr...The 504 is for large investments that drive job creation.

I'm just getting my hands on real estate investing, I know it's not a good time with high interest rates 🤦🏻‍♀️but I'm looking to get something by this year.

You say the bill you received was 3 - 4 TIMES what is normal.  

You also have to make sure what you are offering is able to close and in a timely manner.  

This gave me time to get the house super clean and rekeyed before handing over the key to the new tenant. 

Phoenix is the fastest growing metro in AZ.The campaign is generating leads, however with my minimal real estate investing experience and limited time from my full time job I feel like I'm not maximizing my opportunity here.The way I see it is I have 2 paths:1.

Does he and his roommate understand the rent must be paid in full each month and they are both liable if it is not paid regardless of who has or has not paid their share?  

In fact, some lenders add back repairs that are "one time" repairs.