These fail appraisal because they're not cement-filled like the permanent ones. 

The property is an old farmhouse the seller has completely rehabbed it himself (gutted & added new spray insulation, new electric, all new plumbing, fresh sheet rock & paint, all new windows (cheaper Andersons double pane), brand new fiber-cement siding, 13 yr old shingles, appliances approx 5 yrs old (beautiful stainless in lower unit).

We recently had a deck built the top riser was off 3/8 of an inch the inspector made the contractor rip off the entire set of steps.. and start from scratch.. so before you start making the landings narrower..( any restrictions on width) I'd call inspector..Can you add a landing on the ground level a base platform if that's the section of stairs that's off.. or a cement pad..

@Ericka Grant Thanks for the response.There is a large 15 foot high cement barrier wall, so it's pretty obvious that it is although you can't see anything at all.

Also need one for retiling bathroom (vapor barrier and cement board).

Lots of paint, flooring, a kitchen, plaster work, a massive roof, sewer drain work, plumbing updates, windows, cement work, new entry steps, new bathtub/shower.

Have you asked friends and family, your letter carrier and dentist?

To me, Private Lenders are Doctors, Dentists, Pensions funds and other business people who have excess capital and they want to invest in ongoing projects of some sort.

Perimeter space is the most valuable and it's being used for lower value features.The party walls can be insulated with either cement block or staggered studs with double drywall and resilient channel.

(hints at a repair)did the contractor pour a new slab of cement?