I did a fairly complete comparison to Bank of America's No Fee mortgage over on Fat Wallet, and found that the equivalent B of A mortgage was a full percentage point higher.For LTV <80%, the margin on the ARM is 1.5%.

If all this were true, then why do most of the fruit and vegatarian animals become so fat?

FHA will now look at you like the fancy pants Monopoly guy, but instead of making a fat $24 a year, they will only add $8 to your potential income.

Somehow the mental image must be of some fat cat rolling around giving orders, not showing up in work boots and doing some yard work. 

If you have 10 divisions of your business and 2 are dogs, you just cut the fat!!

Certain pockets like Houston do better as companies with fat profits expand hiring of execs but the country as a whole doesn't do well.

To own a business I want FAT profit returns of 20% plus margins to make it worthwhile.This owner says he is motivated and then in another breathe even though in his 70's says he is not.

You reminded me of my Navy days when our facetious formation brief between a section lead and his wingman was, "I only want to hear 3 things out of you: 'Yes Sir', 'You're on FIRE', and (at a bar) 'Don't worry, I got the fat one'."

Dan, I can tell by reading your post that you have the entrepreneurial gene....congratulations that you want to be in control of your own destiny (like that rest of us).....it's the way life should be.

Wall Street also got fat . . . .