It gives you great info and pulls their credit score for you, their work history for you, and sends you a completed application.

I don’t have a credit card or score by the way.

Credit terms and availability change over time. 

From my understanding of CSS and partial dispositions, one (taxing insurance proceeds) has nothing to do with the other (tracking depreciation or doubling on depreciating assets). 

@LeeAnn Owens - I think you're on the right track.

@Daniel AlvarezI have using my spreadsheet to track performance for a few years now.

Home equity loan: pretty much the same as #1 but not a revolving credit.3.

They won't be advertising "invest in this deal with 20% returns", but they will advertise their company, their track record, their view of the real estate market, etc.  

Rates as of this posting date vary but are in the 6s and 7s (or possibly 8s if not a top tier credit score or a foreign national loan as considered a higher risk and will be reflected in the rate).

Most banks pull payments at midnight and also credit payments into the account just after payments are pulled.