I am currently tracking down some more leads for lenders.

That said, it can be done and done successfully if you plan in advance, build your team (contractors, subs, back ups, lenders, credit with suppliers, escrow/title, real estate attorney, mentor, etc.) get educated on finding (marketing) for deals, rehab costs, locations, market data (like crime rates, school ratings, population growth, job growth, etc), specific market insights like what is most popular and sells for the most in your area, etc

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

For criminal background checks, services like TransUnion SmartMove, RentPrep, or MyRental are commonly used and provide comprehensive reports that include criminal history, credit checks, and eviction history.To verify how much they make, you can request recent pay stubs, bank statements, or tax returns if the tenant is self-employed.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

It involves building credit and saving to secure better financing deals.

The only time we ever have a leverage cut is if the appraisal comes back rural, market rent is significantly less, or the credit score dropped under 700.

You probably also want to share with Owner your 780+ credit report to show you safe you are as a borrower.

It gives you great info and pulls their credit score for you, their work history for you, and sends you a completed application.

I don’t have a credit card or score by the way.