I cam across a fellow on the MLS who is selling his entire portfolio.

My BLC search parameters for properties in my target investing area has been static for the past three years, whereby I'd seen a steady stream of revolving inventory in my wheelhouse.

However, the problem is that most, if not all, .357's are revolvers.

My world revolved around faith, family, and finances.

If you are trying to improve your score, then keep your installment loan going and open a credit card (which is considered revolving debt...which is rated differently on a credit report from installment debt) and keep very low balances (ideally under 30% of the card limit, but more ideal is under 10% of the limit.)Unfortunately in order to build credit, you need to show you are financially responsible to pay your bills over a long period of time - that's why it's a bad idea to pay the car off early even though it's the financially responsible thing to do.

Hey Brian Cam,Man.......You sound like me three years ago and beyond.

While we're not there yet, our goal, which we should hit pretty soon, is a revolving line of credit from our bank we can pull from whenever we want, thus executing cash transactions.

Meaning the all-in costs (taxes, insurance, marketing, rent and any additional CAM fees) must be less than their max "operational percentage".Example: Restaurant 'A' does $550/sqft in sales (which is typical of a burger joint, or a Chipotle).

I am a member of my local NAR and we have CMA software that allows me to do CAM's anywhere in USA.

Since it is a revolving line of credit, you can also pay principal down and then take the money out again as you wish.