I wish there were more investors on the forum that had the same mindset about local banking relationships that you do!

One thing I wish I knew starting out was the true overhead of running a RE business it can be pricey if you don't run your numbers right.

I wish I had bought in Nevada 10 years ago (silently crying lol). 

@Moshe H.No, not all the time, but the low contributors do not wish to lose it. 

- Does this answer change/depend based on my current tenant's wishes? 

I wish I could make it simpler to understand, but I am at a loss if that isn't clear enough.In one year's time, we will have a much clearer picture of how many people in D.C. who collect a W2 from the government (not including welfare, Social Security, Disability, Graft, payoffs, etc) have "left the payroll". 

I wish I read it two years ago when I signed up for the protege program.since then, I have paid $10k in lump sum and keep paying $200 monthly to access the platform.

.- The owner has full ownership and control of the property and can make all decisions such as when to sell, or may decide to operate the property according to their own wishes even if those wishes are against the recommendations of the property management company.

If you wish to network or ask specific questions about your local market, you can go to your local real estate forum and discuss with investors from your area: https://www.biggerpockets.com/forums/86-local-real-estate-networking 5.

Wishing you the best!