High rates are here for at least the medium-term (1-2 years), so deals will have to pencil in this current environment.You may also want to consider hard money for your lending, as they can often fund your construction with far fewer restrictions than a HomeStyle loan.

So we restricted local landlords who rent to families, and soon the town will experience the very real repercussion of no one wanting to rent to families and professionals.

Many now and for many years now have had restrictions on rentals. 

Only on the MLS are you restricted to what a seller or agent for the seller have already etched in their mind. 

"Limited supply due to tough zoning and restrictive permitting process, high construction costs, and expensive dirt, and population increases (guess AI hasn't gotten the memo that population has actually decreased)". 

It all depends on location of course. 1 good thing I have going, there is no restrictions there.

As lending tightened up, I had to start putting 25% down. 

Any other major syndication site has restricted sold data so it will be incomplete.

Many people still make money in CA even with the restrictive laws and many people lose money in "landlord friendly" state with cheap properties.

There are no restrictions on foreign property ownership in Portugal and transaction costs are generally low.Portugal will grant a 5-year residency permit to non-EU citizens through Real estate investment (the program is called Golden Visas, look it up).