It's been so low for so long that you can effectively ignore it for now and just use the 10% minimum, as defined in the CA constitution.)You didn't mention whether you secured your loan by recording a deed-of-trust.

The standard definition of NOI is Net "Operating" Income, now why would you put "capital" items in something that's clearly defined for "operating" items only?

I'm very familiar with every aspect of real estate - except short sales. 

Basically I’m just trying to understand the deeper aspects of seller financing in general and how to structure those types of offers. 

@Heather Hemmingmoore I did click through but I didn't see where sMVD or WA were defined. 

i figured lighter color will definately hide scratches. 

@Alden Zuck I have seen a lot of these programs this one does not sound very different to me, you can learn most aspects of wholesaling online for free and save the $5,000 to put towards marketing. 

I have no real intention of being an agent, as an investor, I just want access to the MLS in my area and to save a percent or two on commissions of our buying and selling.I am personally very interested in the commercial aspects of real estate and investing, and was wondering if I could be sponsored by a commercial brokerage, or if I would have to have a different license to do so. 

I'm looking for real concrete numbers that wholesalers around the country have actually tracked to generate their success ratio.I will define success ratio as contracts signed to appointments booked. 

It touches on acquiring deals but does not go really in depth with that aspect.