This is a great way to hear their thoughts on markets and strategy and a host of other topics.

For me as well as the seller.First, you have to define Sub to financing.Do you mean the reckless kind where you overpay for a property, take over the financing and borrow from others to cover closing costs and holding costs when you have no money, no credit, no income, no reserves and can't tell a warranty deed from a deed of trust and you close on the kitchen counteror do you meanbuying below market value, already having a nice income, having reserves, using escrow and title, already understanding the due on sale clause, have done a lot of creative purchases and know when to use and when not to use creative finance and how to recover if something goes amiss?

That content and similar content out there sets unrealistic expectations that anyone can put together their "team" and invest in distant markets.

I could market the property to UMD College Park Students.

It's always inspiring to see fellow real estate professionals who are passionate about learning and sharing insights.Phoenix is a vibrant market with plenty of opportunities.

I've been in the Philly market since 2016 and I do not flip.

I would encourage you to learn the market you plan to invest in now and to continue to learn about the different methods of investing.

Without that baseline plan, we might’ve ended up playing Whac-A-Mole with random listings and half-baked projections.I’m not pitching perfection here.

Give us a two paragraph elevator pitch for what you're advocating. 

Do you have any projections for what will happen with the insurance market for this year, or is it even possible to project?