.: Hello everyone, i am based in california bay area. recently bought a house in  Sacramento CA.

Im happy to answer any quesiotn you have based on my personal expierences. 

If you plan on purchasing your new property with a loan based on DTI, then it may be harder to qualify if you are leveraging yourself some more.

Thank you everyone for your feedback.I have decided NOT to accept the offer from SINGH based on the responses I received on Biggerpockets along with some other insight...Logic prevails.Thank you againDoug

Goal is to double the equity ( nothing guaranteed ) in 3 years or under time between equity growth and cash flow.I stick to more strong suburban to urban core markets.

Hopefully, it was based on their ability to successfully execute a transaction, and not just because they were cheaper than everyone else.  

Quote from @Brent Thomas:@Adam Reilly I would assume you are civil engineer based on this last response.

If I did my math correctly, on a 3,600 SF triplex where you buy the land for $150k, you generate a gross profit of about $84k (based on a $140/sf build cost and sale price of $205/sf), before you pay interest on any borrowed funds or closing/commission costs.

People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.How do they view foreign debt?

A few additional thoughts about being a new agent ---Being a real estate agent is unique because it's solely commission-based.