Banks & CUs are not in the business of owning property.Of course that is not to say that a financial institution wouldn't exercise their option to call the loan due.This is my personal opinion and not legal or financial advice.

I apply the option fee to the purchase price if they exercise the option but if they do not exercise the option that dollar amount stays in your pocket.

At the end of that exercise add up what you spent, divide it by 12 and you now know exactly how much monthly passive income (rents & interest) you need to create to achieve freedom in this very unfree world.

This gives you the buyer unrestricted right to exercise an option and back out of the deal if you need to.

I have a high stress job that gives me no exercise so I am sure there is some truth to that.

If you get $300k cash now your risk is much less, of you receive no cash now then you have a greater risk.Let's quantifying the risks assuming you get $300k down payment:Due on sale: Bank decides to exercise "due on sale" & accelerate the loan then demands full payoff.

Exercises that allow you to learn vocabulary and analysis from the basics to the advanced.

The problem I see with sophisticated software for analyzing long-term rentals is that the complexity of the software is going to far outweigh the accuracy of the inputs.For example, being able to model the impact of inflation in rents and material costs is a fun exercise (for some of us :), but realistically, you're going to have to guess what actual inflation will be and if you're guess isn't accurate (which it won't be), your results will be meaningless -- and the longer out you project, the more meaningless the projections become!

That was very helpful.This home is right down the street from where I live and I was hoping that the numbers would be good because it would be easy to watch my first investment.I will continue looking for investment properties but this exercise has definitely helped and hopefully the next one I bring will be better.Thanks ALL

In exercising that discretion, the trustee may transfer property as an investment strategy, or the trustee may transfer property as a distribution to a beneficiary.