The more I think about those negative things, the more robust my investment plan becomes, and the more confident I become in my investments.

I would pay what ever it takes to live in the BAy Area.. its only family reason that I have to hand out here in Oregon in the doom and gloom of the winter which last 9 months.. but the RE market makes up for it a little its quite robust.. not in a mid west fashion its not a cash flow market but if your a retail flipper you can make big dough here consistantly

But AF's robust accounting does not include the QB feature of downloading Chase transactions and categorizing to a specific tenant's rent payment.  

Or how about when they call you asking you to have something related to the pool fixed because....YOU own the place....and lets not forget when they have a pool party with or without alcohol and someone slips on or around the pool?

So we cover Sources of Capital, Finding Notes, Due Diligence, The Financials of Note Investing (with more in-depth case studies), Managing Risk, Exit Strategies/Borrower Management, Recapitalization, Note Contracts, etc.It also features a robust 17 page note glossary, FAQ's, and comes with a slew of sample documents and forms like an Accounting Template, an Assignment of Deed of Trust, a sample Billing Statement,  Credit Report (Sample), a sample Deed of Lieu of Foreclosure, a sample Discounted Payoff, a sample Fair Debt Collection Letter, Homeowner Authorization Template, Homeowner Options Letter (Sample), a sample Note and Mortgage, RESPA Letter (Sample), and Satisfaction of Mortgage or Deed (Sample), just to name a few.And although we no longer mentor, I should add we do have free Note Investor Q&A's calls bi-monthly that I host with my business partner who is the director of Borrower Management at PPR.

The Sage program is definitely robust but I would think overkill for most investors.

I do know that drug addicts and alcoholics are covered under the America disabilities act so I would think a basic policy would suffice.

I saw your site and you are taking a robust approach to the game which is solid to have a business model surrounding your idea.

My biggest piece of advice to save that amount of money would be to stay away from alcohol.

Is there a robust market for it?