That is to say, unconstitutional on its face and now law degree is required to see that, but it's none the less the enforced law of the land.For example this unfortunate cancer patient who was cultivating a certain herb yielding seed for his own use as a medically-valid treatment for his cancer had his stuff taken.

It's a garden.... they aren't trying to build a deck and patio out back.. it's soil and seeds.

Think scattering seeds instead of monoculture.

This would mean that you take the property out of both of your names, do the cash out you're looking for, and if any money left over you can use for seed money on your next transaction. 

We had to put in the work but he paid for the grass seed, plants, etc.

I seeded the account with 5K as my emergency fund.  

Spend their seed money instead of use it. 

If I'm renting your house and find myself in their shoes, I'm asking the landlord if I can buy some seed and straw and deduct it from my rent, especially if I have kids. 

Just start bringing up the idea, or planting the seed.

**Let me just put this seed in everyone’s mind that’s thinking the above: In the 2008 debacle, The real estate crash mainly happened because people were being approved for loans on homes they couldn’t afford at the current prices then.